The hardest part is melting chocolate.
If you have that covered this will be a snap.
Start with melting the chocolate. Best is to use a double boiler, but if you are going to eat these quickly then just dipping chocolate will work.
If using a double boiler put water into the lower pot, but stop before the water reaches the bottom of the pan or bowl on top. Try to have as tight of a seal as possible, you don't want any water to get to your chocolate. Keep the water on a simmer.
Next spread peanut butter onto a cracker and top with a second cracker.
Dip in your chocolate.
I held onto one cracker and dipped the other into the chocolate. This covered just one side so I didn't get messy nor did my work surface.
So simple, yet delicious, filling and cheap.
I have found that they last for at least a little while without making the cracker soggy. However I make no guarantee how long they will last since my hubby gobbled down the few I made as fast as he could!